TERRAMASTER 4-Bay All-SSD NAS Review (2026): A Spec-Based Look

What stands out

• Intel N95 quad-core processor with turbo frequency up to 3.4GHz
• 8GB DDR5-4800MHz RAM for efficient multitasking and caching
• Four M.2 2280 NVMe SSD bays supporting up to 32TB total
• 1x 5Gbps Ethernet port for high-speed network transfers
• Tool-free installation design allowing SSD swaps in two minutes

Who it fits

Key specs explained

Processor: Intel N95

The Intel N95 is a quad-core processor that handles file operations and background tasks efficiently. This chip provides enough computing power for a small business or home office without generating excessive heat. You will notice smooth performance when managing multiple users or running backup tasks simultaneously. It is a modern choice that balances energy efficiency with the speed needed for an all-SSD storage system.

RAM Capacity: 8GB DDR5-4800MHz

Eight gigabytes of DDR5 memory allows the NAS to cache data and run applications like virtual machines or media servers with greater responsiveness. The DDR5 standard offers higher bandwidth than older DDR4 modules, which helps when many users access files at once. This amount of RAM is sufficient for most home and small business use cases, ensuring the system remains stable under moderate to heavy workloads.

Drive Bays: 4-Bay

This unit features four slots designed specifically for M.2 NVMe SSDs, not traditional hard drives. This configuration prioritizes speed and durability over raw storage capacity. You can install up to eight terabytes per drive, totaling thirty-two terabytes of high-speed storage. This setup is ideal for users who need fast read and write speeds for video editing or database management rather than bulk archival storage.

Network Connectivity: 1x 5Gbps

The single five-gigabit Ethernet port provides network speeds five times faster than the standard one-gigabit connection found on many entry-level NAS drives. This allows for rapid data transfers between your computer and the NAS, which is critical when working with large files like 4K video or large databases. It ensures that your local network does not become a bottleneck for your high-speed SSDs.

Compact Design and Build Quality

According to the listing, the TERRAMASTER F4 SSD measures 5.51 inches wide, 5.43 inches high, and 2.36 inches deep. It weighs just 1.32 pounds, which is roughly the weight of two cell phones. The chassis is finished in black, giving it a discreet look that blends into office or home environments. Its small footprint allows you to place it on desks, shelves, or in tight spaces like under stairs. You can carry it easily if needed, as it is designed to be a portable storage solution.

The unit supports four M.2 2280 NVMe SSDs, with each drive holding up to 8TB for a total capacity of 32TB. Installation is tool-free, allowing you to add or replace drives in about two minutes. This design choice simplifies maintenance and upgrades without requiring extra hardware or technical expertise. The internal layout prioritizes airflow, with convection design features on each SSD slot to manage heat.

Silent fans work with this active cooling system to keep temperatures low during heavy workloads. The listing states that standby noise levels remain below 19dB, ensuring quiet operation in peaceful environments. You do not need to worry about loud mechanical noise, as the all-SSD architecture eliminates spinning disks. The compact size and silent operation make it suitable for spaces where noise and space are concerns.

Setup and Everyday Use Guide

Installing drives in the TERRAMASTER F4 SSD is designed to be quick. The listing describes a tool-free mechanism that allows you to insert four M.2 2280 NVMe SSDs in approximately two minutes. Each bay supports drives up to 8TB, giving you a total potential capacity of 32TB. Because the unit uses solid-state drives, there are no moving mechanical parts to align during installation. This simplicity makes adding or replacing storage straightforward for users who need to expand their library frequently.

The system connects to your network via a single 5Gbps Ethernet port. This interface is five times faster than standard 1Gbps connections, allowing for rapid data transfers between your computer and the NAS. The Intel N95 processor and 8GB of DDR5 RAM handle these high-speed requests without bottlenecking. You can expect smooth performance when moving large files or running multiple applications simultaneously.

For daily operations, the F4 SSD supports the TerraMaster Business Backup Suite. This software provides centralized backup, server synchronization via TerraSync, and off-site recovery options. It also includes snapshot technology for ransomware protection. The device operates quietly, with standby noise below 19dB. This low noise level, combined with its compact size, allows you to place it on a desk or shelf in your home office without disrupting your workspace. The active cooling system ensures stable performance even during heavy workloads.

What You Need To Know

Owning this all-SSD NAS requires careful planning for your storage ecosystem. You must purchase four M.2 NVMe drives separately, as the unit ships diskless. Ensure your drives are compatible with the 2280 form factor and do not exceed the 8TB per bay limit. The 5Gbps Ethernet port demands a compatible router or switch to realize its speed advantage over standard 1Gbps connections. Without such hardware, you will not benefit from the increased throughput. Regular maintenance involves checking the silent fan operation and ensuring adequate airflow for the convection cooling system. This model suits users who prioritize speed and silence over raw capacity. It complements traditional HDD NAS options by offering lower latency and higher IOPS for specific workloads. Consider your total budget, including drive costs, when comparing it to other 1 options on the page. Verify that your network infrastructure can support the 5Gbps interface before purchasing.

Check before you buy

• Buy four M.2 2280 NVMe SSDs separately.
• Ensure drives do not exceed 8TB each.
• Verify your router supports 5Gbps Ethernet.
• Check that your network switch is compatible.

The product at a glance

1

TERRAMASTER 4-Bay All-SSD NAS

Best for: All-SSD storage with high network speeds

Drive Bays

4-Bay

Network Connectivity

1 x 5GbE

Processor

Intel N95

RAM Capacity

8GB DDR5-4800

Included Storage

Diskless

Processor Cores

Quad-Core

View on Amazon: TERRAMASTER 4-Bay All-SSD NAS Affiliate link

The TerraMaster F4 SSD is a compact, four-bay NAS designed for all-solid-state drives. It features an Intel N95 quad-core processor, 8GB of DDR5 RAM, and a 5Gbps Ethernet port. This configuration supports up to 32TB of NVMe storage in a small, lightweight chassis. It suits users who need fast local storage and quiet operation for home or small office environments.

Pros

• Intel N95 4-core processor with up to 3.4GHz turbo frequency
• 8GB DDR5-4800MHz RAM for efficient multitasking
• 5Gbps Ethernet port for faster network transfers
• Supports four M.2 2280 NVMe SSDs up to 32TB total
• Tool-free installation for quick drive setup

Cons

• Diskless; does not include internal SSDs
• Single 5Gbps port limits total bandwidth
• No mention of built-in UPS or battery backup

Good fit if

• You need fast read/write speeds for large files
• You want a quiet, compact device for a desk
• You are building a storage pool with NVMe drives

Skip if

• You need pre-installed storage drives
• You require multiple high-speed network ports
• You need hot-swappable HDD bays

Verdict: TerraMaster F4 SSD 4-Bay NAS delivers professional-grade performance through its N95 processor and DDR5 memory. It is a strong fit for users who prioritize speed and silence in a small form factor.

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See also

• terramaster 4 bay all SSD NAS alternatives
• best TERRAMASTER 4-Bay network attached storages